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You are here: Home / Homeowner Tips / 7 Reasons You Should Own A Home

7 Reasons You Should Own A Home

January 23, 2023

Homeownership has major perks. Today we’re sharing 7 reasons why you should own a home instead of renting.

pinnable image with hands holding house keys and text saying 7 Reasons to Own A Home
  1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.
  2. Appreciation. Historically, real estate has had a long-term, stable growth in value. In fact, median single-family existing-home sale prices have increased on average 5.2 percent each year from 1972 through 2014, according to the National Association of REALTORS®.  The recent housing crisis has caused some to question the long-term value of real estate, but even in the most recent 10 years, which included quite a few very bad years for housing, values are still up 7.0 percent on a cumulative basis. In addition, the number of U.S. households is expected to rise 10 to15 percent over the next decade, creating continued high demand for housing.
  3. Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.
  4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.
  5. Predictability. Unlike rent, your fixed-rate mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will likely increase.
  6. Freedom. The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle.
  7. Stability. Remaining in one neighborhood for several years allows you and your family time to build long-lasting relationships within the community. It also offers children the benefit of educational and social continuity.

Content credit of National Association of Realtors. Check out their other resources for buyers. 

Ever Wonder When the Best Time of Year is to Buy or Sell?

Ever wonder what time of the year is the best time to buy or sell a home? Watch this video by Danny Murphy & Associates for more insight on this topic!

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Still have questions about homeownership? Contact Danny Murphy & Associates here, or give us a call at 949-413-6967.

Filed Under: Danny Murphy and Associates, Homeowner Tips, Real Estate Tips Tagged With: Homeowner Tips

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Danny Murphy & Associates

With more than 15 years of Southern California Real Estate experience, Danny is an expert in his field.

Looking to sell your home? Call Danny today to see how our industry leading marketing and exceptional negotiating skills can help you get more for your more.
(949) 413-6967
Danny@TheSoCalLife.com

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Check out this nice backyard! Comment your thought Check out this nice backyard! Comment your thoughts below💬⬇️

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Check out these amazing views from the Huntington Check out these amazing views from the Huntington Pacific community clubhouse directly north-side of the HB pier.. On the sand!

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FOR SALE! 18814 Santa Mariana St, Fountain Valley FOR SALE!
18814 Santa Mariana St, Fountain Valley 

Single story, interior tract, zen style pool home with 3 bedrooms and 2 baths in highly desirable neighborhood with award-winning schools. 

Call us to schedule a showing today! 949.413.6967

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Huntington Harbor property with a 55’ boat dock Huntington Harbor property with a 55’ boat dock 🛥️!! 
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Check out this $5M Huntington Harbor property! 😍🙌🏻
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18814 Santa Mariana Street in Fountain Valley is l 18814 Santa Mariana Street in Fountain Valley is located approximately 4 miles from the world famous, white sand beaches of “Surf City”, this nicely refreshed home offers 3 bedrooms, 2 baths, and a 2-car attached garage on a large lot. 
Give us a call at 949.413.6967 for more details!

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Love this pool home!!! . . . . . . #reels #instagr Love this pool home!!!
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This place is so relaxing! Comment your thoughts 💬⬇️

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Homes for Sale in Orange County:

Aliso Viejo
Anaheim
Costa Mesa
Fountain Valley
Huntington Beach
Irvine
Laguna Niguel
Lake Forest
Mission Viejo
Newport Beach
Orange
Orange County
Tustin
Villa Park
This information is based on information from the Association of Realtors/Multiple Listing as of the date the AOR/MLS data
was obtained and/or other sources. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS.
The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.


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